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Optus Corporate Range - International Group Savings & Pensions for Expatriates

Optus is an offshore Group Savings / Group Pension Scheme, designed for international employers to provide additional occupational benefits for their expatriate employees.

Schemes can accept regular contributions from both employers and employees as well as lump sum additional voluntary contributions.Schemes are administered by the employer and/or The IDO Discetionary Management Team, who have access to a special secure website via which they can - amongst other things - add or remove scheme members, submit payments, switch funds, redirect future contributions and allocate member contributions by direct upload from payroll.

For certain schemes, website access may be granted to employees to administer their own account.

Features

Benefits

Award Winning TechnologyBased on Friends Provident's award winning New Generation Pension platform. Employers have access to a special secure website via which they can administer all aspects of their scheme - this includes (but is not limited to) adding new scheme members, allocating contributions to member accounts, switching funds and redirecting future contributions, checking contribution history and preparing illustrations for prospective scheme members.
Massive fund choiceMore than 120 top class funds, from some of the world's most highly rated fund managers. The funds available cover the whole investment spectrum including Global and Single Market Equities, Global Emerging Markets, Deposit Funds, Hedge Funds - Commodity Funds such as Global Energy and Precious Metals - and a range of Sharia'h compliant funds.
Lifestyle Investment OptionsAvailable as an overlay for any fund or combination of funds. These options are available on a three-, five- and ten-year basis and are designed to offer a degree of protection to a member's accumulated savings.  Units are progressively switched to safer funds as members approach maturity age.   
Choice of CurrencySchemes can be denominated in UAE dirham, US dollar, euro, or sterling
Unlimited Free SwitchingAll switches completed online via the scheme membersite are free of charge
Low Average ContributionAverage scheme member contributions of just USD200 per month
Access to CapitalIf scheme rules permit, members can access their savings and make a partial withdrawal (min USD1000). A minimum value of USD6000 must remain in their account
No Additional Mirror Fund ChargeThe fund AMC is included in the fund price - no additional mirror fund charges apply
Award Winning Customer ServiceCustomer Service will be provided by Friends Provident's award winning Customer Service team.



For further information regarding the Optus Group Savings Scheme please Contact Us.



Literature Download

Employer BrochureEmployer BrochureFund GuideFund Guide
Member GuideMember GuideProduct Profile & Technical GuideProduct Profile & Technical Guide
Terms & ConditionsTerms & Conditions 

 
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